|
|



 |
 |
| Consolidated
Balance Sheet |
| As at October 31
($ millions) |
1998 |
1997 |
|
ASSETS
|
|
|
| Cash Resources |
|
|
| Cash and deposits with
Bank of Canada |
$ 2,360 |
$ 1,058 |
| Deposits with other
banks |
20,540 |
17,116 |
| |
|
|
| |
22,900
|
18,174
|
| |
|
|
| Securities
(Note 3) |
|
|
| Issued or guaranteed
by: |
|
|
| Canada |
7,650 |
8,782 |
| Provinces
and municipalities |
2,073 |
1,869 |
| Other securities |
19,777
|
17,348 |
| |
|
|
| |
29,500 |
27,999 |
| |
|
|
| |
|
|
| Assets purchased
under resale agreements |
11,189 |
8,520 |
| |
|
|
| |
|
|
| Loans
(Note 4) |
|
|
| Residential mortgages |
45,818 |
41,647 |
| Personal and credit
cards |
18,574 |
17,668 |
| Business and governments |
74,901 |
57,904 |
| |
|
|
| |
139,293 |
117,219 |
| |
|
|
| Other |
|
|
| Customers liability
under acceptances |
8,888 |
7,575 |
| Land, buildings and
equipment (Note 6) |
1,759 |
1,716 |
| Other assets (Note 7) |
20,059 |
13,950 |
| |
|
|
| |
30,706
|
23,241
|
| |
|
|
| |
$ 233,588 |
$ 195,153 |
| |
|
|
| |
|
|
LIABILITIES
AND SHAREHOLDERS' EQUITY
|
|
|
| Deposits (Note
8) |
|
|
| Personal |
$ 62,656 |
$ 59,239 |
| Business and governments |
70,779 |
56,928 |
| Banks |
32,925 |
22,808 |
| |
|
|
| |
166,360 |
138,975 |
| |
|
|
| Other |
|
|
| Cheques and other items
in transit, net |
304 |
340 |
| Acceptances |
8,888 |
7,575 |
Obligations related
to assets sold
under repurchase
agreements |
14,603 |
11,559 |
| Obligations related
to securities sold short |
3,121 |
3,739 |
| Other liabilities (Note
9) |
23,843 |
18,263 |
| Non-controlling interest in subsidiaries |
173
|
137 |
| |
|
|
| |
50,932 |
41,613 |
| |
|
|
| |
|
|
| Subordinated
debentures (Note 10) |
5,482 |
5,167 |
| |
|
|
| |
|
|
| Shareholders
equity |
|
|
| Capital stock (Note
11) |
|
|
| Preferred
shares |
1,775 |
1,468 |
| Common
shares |
2,625 |
2,567 |
| Retained earnings |
6,414
|
5,363 |
| |
|
|
| |
10,814 |
9,398 |
| |
|
|
| |
$ 233,588 |
$ 195,153 |
| |
|
|
| |
|
|
|
|
Peter
C. Godsoe
Chairman of the Board and
Chief Executive Officer
Bruce
R. Birmingham
President
|
|
|
|
|