Where does it all go?
One of the ways to plan for a successful financial future is to understand where you are today. Use this handy calculator to compare the money you earn each month with the money you spend.

Instructions (for personal or household use):

• Complete either the Monthly $ OR the Annual $ for each row that applies, but not both.
• Enter whole numbers only (no decimals, cents, commas or dollar signs).
• Rows left blank will be considered zero ($0) value.
• When you have completed all applicable rows, click "Submit".

CURRENT INCOME SOURCES		MONTHLY $	ANNUAL $
In the spaces below, record the income you receive from all available sources.
EMPLOYMENT RELATED SOURCES (After Taxes)
	Salary/Wages/Bonuses/Pension(s)
PERSONAL SOURCES (After Taxes)
	RRIFs/Annuities/Other
	Dividends/Interest
	Other (eg. support payments, rental income)
CURRENT EXPENSES		MONTHLY $	ANNUAL $
So, where does your money go? Enter your expenses to see what you're spending.
HOUSING (include vacation property)
	Mortgage/Rent/Condo Fees
	Heat, Hydro, Water
	Telephone, Cable/Satellite TV, Internet
	Property Taxes, Insurance
	Repairs and Improvement
	Other (eg. cleaning, lawn care, snow removal)
LIVING
	Groceries, Household Supplies
	Medical, Dental, Eye Care, Prescriptions
	Child Care, Support Payments
	Clothing, Dry Cleaning
	Personal Care (eg. haircuts, toiletries)
	Other (eg. coffee, newspapers, magazine)
TRANSPORTATION
	Loan/Lease payments
	Insurance, Licenses
	Gas, Repairs, Maintenance
	Other (eg. public transit, taxis)
PERSONAL
	Dining Out, Food Delivery, Entertaining
	Entertainment (eg. movies, sports, video rentals)
	Vacations
	Hobbies
	Club Memberships
	Gifts
	Donations (eg. charitable, political)
	Other (eg. courses, camps)
FINANCIAL COMMITMENTS
	Personal Loans, Lines of Credit
	Credit Cards
	Regular Savings Contributions
	Regular Retirement Savings Contributions
	Emergency Savings Fund
	Insurance (eg. life, disability)
	Other (eg. professional dues)

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