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5 Year Market Powered GIC
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Issue Dates on or after January 14, 2009 S&P/TSX60™ Index* |
| Issue Date |
Term |
Starting Index Value |
Avg Index Value** |
Guar. Annual Int. Rate |
Guar. Annual Int. Rate (Monthly Payment) |
Maximum Return |
| November 17, 2009 | 5 | 690.58 | 690.58 |
1.00% |
0.75% |
25.00% |
| October 13, 2009 | 5 | 684.79 | 690.58 |
1.00% |
0.75% |
25.00% |
| September 15, 2009 | 5 | 692.83 | 687.69 |
1.00% |
0.75% |
25.00% |
| August 18, 2009 | 5 | 643.74 | 689.40 |
1.00% |
0.75% |
25.00% |
| July 14, 2009 | 5 | 624.84 | 677.99 |
1.00% |
0.75% |
20.00% |
| June 16, 2009 | 5 | 613.47 | 667.36 |
1.00% |
0.75% |
20.00% |
| April 14, 2009 | 5 | 567.55 | 650.64 |
1.50% |
1.25% |
30.00% |
| March 17, 2009 | 5 | 528.96 | 640.25 |
1.00% |
0.75% |
40.00% |
| February 17, 2009 | 5 | 490.57 | 627.89 |
1.50% |
1.25% |
30.00% |
*"Standard & Poor's" and "S&P" are trademarks of The McGraw-Hill Companies Inc. "TSX" is the trademark of the Toronto Stock Exchange. These marks have been licensed for use by The Bank of Nova Scotia and its subsidiary companies. Market Powered GICs are not sponsored, endorsed, sold or promoted by Standard & Poor's or The Toronto Stock Exchange and neither party makes any representation regarding the advisability of investing in these products.
**The average value of the S&P/TSX 60 Index relative to its opening value will determine the additional return, if any, that will be paid at maturity, up to a specified maximum return.
This is the total maximum additional return potentially available over the full term of the GIC. It is not an annual rate or rate of return. Actual return may be lower. There is no guarantee that you will earn an additional return.
Issue Dates from November 13, 2007 to January 13, 2009 S&P/TSX60™ Index* |
| Issue Date |
Term |
Starting Index Value |
Avg Index Value** |
Guar. Annual Int. Rate |
Guar. Annual Int. Rate (Monthly Payment) |
Partici- pation Rate |
| January 13, 2009 | 5 | 536.69 | 614.16 |
1.70% |
1.45% |
70.00% |
| December 16, 2008 | 5 | 510.70 | 607.11 |
1.70% |
1.45% |
70.00% |
| November 18, 2008 | 5 | 463.57 | 599.08 |
2.10% |
1.85% |
85.00% |
| October 14, 2008 | 5 | 559.12 | 588.66 |
2.10% |
1.85% |
85.00% |
| September 16, 2008 | 5 | 722.43 | 586.55 |
2.10% |
1.85% |
85.00% |
| August 19, 2008 | 5 | 810.14 | 595.60 |
2.25% |
2.00% |
85.00% |
| July 15, 2008 | 5 | 805.57 | 609.01 |
2.20% |
1.95% |
90.00% |
| June 17, 2008 | 5 | 882.58 | 620.58 |
2.15% |
1.90% |
85.00% |
| May 13, 2008 | 5 | 884.73 | 635.13 |
2.25% |
2.00% |
85.00% |
| April 15, 2008 | 5 | 834.12 | 648.27 |
2.15% |
1.90% |
80.00% |
| March 18, 2008 | 5 | 750.91 | 657.56 |
2.30% |
2.05% |
80.00% |
| February 19, 2008 | 5 | 792.55 | 662.01 |
2.00% |
0.00% |
100.00% |
| January 15, 2008 | 5 | 747.11 | 667.94 |
2.15% |
0.00% |
100.00% |
| December 18, 2007 | 5 | 784.30 | 671.38 |
2.00% |
0.00% |
100.00% |
| November 13, 2007 | 5 | 784.66 | 676.09 |
2.10% |
0.00% |
100.00% |
*"Standard & Poor's" and "S&P" are trademarks of The McGraw-Hill Companies Inc. "TSX" is the trademark of the Toronto Stock Exchange. These marks have been licensed for use by The Bank of Nova Scotia and its subsidiary companies. Market Powered GICs are not sponsored, endorsed, sold or promoted by Standard & Poor's or The Toronto Stock Exchange and neither party makes any representation regarding the advisability of investing in these products.
**The average value of the S&P/TSX 60 Index relative to its opening value will determine the additional return, if any, that will be paid at maturity. The amount of additional return will also be restricted by the participation rate.
Issue dates prior to November 13, 2007 Scotia Market Powered™ Index* |
| Issue Date |
Term |
Starting Index Value |
Avg Index Value** |
Guar. Annual Int. Rate |
Partici- pation Rate |
| October 16, 2007 | 5 | 100.00 | 79.89 | 2.65% | 65.00% |
| September 18, 2007 | 5 | 100.00 | 81.39 | 2.75% | 65.00% |
| August 14, 2007 | 5 | 100.00 | 85.96 | 2.75% | 65.00% |
| July 17, 2007 | 5 | 100.00 | 79.19 | 2.70% | 65.00% |
| June 19, 2007 | 5 | 100.00 | 82.28 | 2.25% | 65.00% |
| May 15, 2007 | 5 | 100.00 | 79.76 | 2.10% | 65.00% |
| April 17, 2007 | 5 | 100.00 | 82.91 | 1.90% | 65.00% |
| March 13, 2007 | 5 | 100.00 | 86.34 | 2.00% | 65.00% |
| February 13, 2007 | 5 | 100.00 | 85.91 | 2.00% | 65.00% |
| January 16, 2007 | 5 | 100.00 | 86.91 | 2.00% | 60.00% |
| December 19, 2006 | 5 | 100.00 | 86.49 | 2.10% | 60.00% |
| November 14, 2006 | 5 | 100.00 | 89.79 | 2.20% | 60.00% |
| October 17, 2006 | 5 | 100.00 | 94.93 | 2.10% | 60.00% |
| September 19, 2006 | 5 | 100.00 | 93.93 | 2.40% | 60.00% |
| August 15, 2006 | 5 | 100.00 | 95.95 | 2.50% | 60.00% |
| July 18, 2006 | 5 | 100.00 | 101.10 | 2.50% | 60.00% |
| June 13, 2006 | 5 | 100.00 | 103.62 | 2.50% | 60.00% |
| May 16, 2006 | 5 | 100.00 | 100.51 | 2.50% | 60.00% |
| April 18, 2006 | 5 | 100.00 | 98.53 | 2.25% | 60.00% |
| March 14, 2006 | 5 | 100.00 | 94.81 | 2.00% | 60.00% |
| February 14, 2006 | 5 | 100.00 | 96.74 | 2.00% | 60.00% |
* A separate and unique Scotia Market Powered Index with the starting index set at 100, is calculated for each issue of the Scotia Market Powered GIC.
** The average value of the Scotia Market Powered Index relative to its opening value will determine the additional interest, if any, that will be paid at maturity. The amount of additional interest will also be restricted by the participation rate. The average value of the Scotia Market Powered Index is calculated in accordance with the terms and conditions of the Market Powered GIC.
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