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Registered Savings Account Rates

Effective November 9, 2009


Money Master for RSPs™ Account


RRSP/RRIF Daily Interest Savings
(Minimum Contribution $100)


RESP Daily Interest Savings


Cash in Scotia Registered Accounts

RRSP/RRIF Investment Cash

Scotia Registered Accounts hold Mutual Funds. Each account also contains a Cash section through which all transactions are settled. Funds may be accumulated in the Cash section prior to purchasing an investment.

Interest on funds in Canadian currency held in the cash section of your account is calculated daily on your closing balance and paid monthly. During a leap year, interest is earned on the leap day. Upon account closure, interest earned up to the day of closure is paid on the account balance.



Rates are provided for information purposes only and are subject to change at any time.

* The interest rate paid depends on the total daily closing principal balance. Interest rate is applied to the entire principal balance, calculated daily, reported monthly and paid to your account on June 30 and December 31st each year.

** Interest is calculated on the daily closing balance and paid monthly.

The following rates apply to Canadian dollar deposits made in Canada.


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